The Consumer Information Bureau has been a leader in providing programs to help consumers that need to protect their identity or improve their credit since 2001. 

 

The Consumer Information Bureau offers the Improve Your Credit Program

For those who have less than perfect credit and may have been denied credit. There are number of reasons why your credit may have been damaged.  Many times it is due to a data entry error or identity theft. Regardless, even if they are your accounts, federal law gives you certain rights that allow you to legally challenge those accounts and remove them from your credit file. Other accounts can actually be challenged and those accounts can be updated to a positive status. The goal of the program is to maximize your scores with all three bureaus Equifax, Experian and TransUnion. This means you would then be able to qualify the the loans and lines of credit you need at the very best interest rates which will save you a lot of money.

The Consumer Information Bureau offers the Protect Your Identity Program.

For those who want to protect themselves from being a victim of identity theft or for those who know they are confirmed victims. Identity theft is one of the fastest growing crimes in America. In 2018 over 143,000,000 Americans had their confidential information compromised through the Equifax data breach. It is such a serious problem that we have chosen to focus on the solutions which are being offered to combat this problem. Although once your information has been compromised there is no way to get it back. What you can do is to be sure that the proper security is put in place to block those who have your information from being able to use it. It’s also vitally important to determine if unauthorized or fraudulent activity has already occurred and take the proper steps to clear it from your record. This will restore your credit scores and your good credit.

First immediate security is set up to block anyone that has your information from being able to use it to open new accounts. Second, a fraud resolution specialist will be assigned to the case. and an investigation will be opened to determine the exact extent of any damage. A complete and thorough review of the record will be performed. You will have an appointment set to go over the record. Next, the fraudulent accounts will be closed and the proper legal documents will be filed to remove any unauthorized or fraudulent activity from your record and relieve you from any financial liability. Next a complete risk assessment of where you may be vulnerable, your bank, credit accounts, retirement or pension funds, social security and IRS. It provides comprehensive protection. Finally you will have access to set up secured access for ongoing monitoring. You will have unlimited access to see your reports, score and set up automated alerts that will immediately inform you of any changes to your credit files.

 The Consumer Information Bureau is a well established company with an excellent track record and rating.